Helen Penter


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Home Mortgage Loans and Refinancing Options

With today's low interest rates, there's never been a better time to find a place to call your own. Not sure where to start? Let's get to it.


Step 1: Get in touch with a mortgage professional

First things first, you'll want to sit down with a mortgage expert to help you figure out how much you can afford. Don't know a mortgage expert? No worries, we know the best. Click here to find your mortgage professional.


Step 2: Get pre-approved for a mortgage

A pre-approval examines every aspect of your creditworthiness and determines exactly how much you may borrow under a specific mortgage program. Not to mention the fact that it's a great way to distinguish your offer in highly competitive, low inventory market. Get started today.


Step 3: Examine loan options

Because we're an independent mortgage company we can present our clients with more choices of government and conventional loan programs – aka more opportunities

Loan Programs
Loan Programs


Step 4: Understanding loan terms

If you think home loans are one size fits all, there's a good chance you've never had a mortgage - or a knowledgeable mortgage advisor. At Allen Tate, we make it our goal to fit you with the right loan product by asking good questions, reviewing your financial situation in great detail, and presenting you with the best options available in the marketplace today.

Mortgage (ARM)





Apply for a Mortgage Today

with MortgagEase


Fast. Easy. Secure. Personable. We have simplified the application process with a uniquely tailored application that can be completed from a desktop or mobile device to get you on the way to home ownership. Learn more today!



Second Look

Already pre-approved or met with another loan officer? Let us take a no-obligation Second Look to make sure you are getting the best loan program to meet your financial goals. And we'll give you a $100 VISA gift card for your time. Get started!




Lock and Look

Shop confidently for a home while knowing your interest rate is locked in for 60 days with our Lock and Look Program. Once you find the right home, the rate lock is extended for another 30 days to allow time for closing. Learn more!








Refinance your Home


Step 1: Get in touch with a mortgage professional

First things first, you'll want to sit down with a mortgage expert to understand the refinance process. Don't know a mortgage expert? No worries, we know the best. Find your mortgage professional today!


Step 2: Understand your options

Today’s interest rates are at the lowest levels in decades, and that means incredible opportunities for homeowners to refinance. Whether you’re looking to decrease your monthly payment, lock in a lower rate or shorten the length of your loan, Allen Tate Mortgage can help you achieve your financial goals. To learn more about refinance options click here.


Be a prepared buyer


Why use Allen Tate for your mortgage needs 

The joy of buying a home is directly proportional to the ease of financing it. At Allen Tate Mortgage, we understand that. For more than 60 years, we’ve been all things home. We’ve helped thousands of home buyers finance their purchase, and helped countless home owners refinance. As your trusted mortgage advisor, we’re here to guide you through the process and get you to the finish line, as quickly and easily as possible.

At Allen Tate, we are real estate. We are mortgage. We are home.®





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Ready to get started on your homeownership journey?

Click here to get pre-approved.